Services About Contact 📞 +91 9901305285
ICAI Registered · FRN 012272S · Bengaluru · Est. 2009

Your Business Deserves
a CA Firm That Does
More Than File Returns.

Most businesses outgrow their CA before they realise it. RMA is built for businesses that need a real partner — one that prevents problems, not just reports them. Partner-led attention on every engagement, every time.

Partner reviews every file
15+ years · Bengaluru based
Pan-India reach
98% client retention
0+
Years Est.
0+
Yrs Comb. Exp.
0%
Client Retention
Pan-India
Reach
Trusted Professional Partner
One Firm.
Complete Financial
Coverage.

From day-to-day bookkeeping to complex cross-border transactions — everything your business needs under one professionally managed roof.

📊
Audit, Tax & GST
Statutory, internal, GST compliance & litigation support
🏦
Virtual CFO & Finance
Senior-level finance guidance without a full-time hire
🌐
FEMA, STPI & International Tax
Cross-border compliance, RBI reporting, TP documentation
🚀
Startup to Enterprise
Entity setup to due diligence — every stage of your growth
FRN 012272S
Since 2009
40+ Yrs Experience
What We Do

12 Ways We Protect & Grow
Your Business

End-to-end professional support across every domain of finance, tax and compliance. One firm. Complete coverage.

Finance & Accounts Outsourcing

End-to-end accounting and bookkeeping for businesses that need reliable financial records, structured reporting and audit-readiness — without the overhead of a full in-house finance team. Cloud-enabled, process-driven execution.

Day-to-day bookkeeping
Bank & reconciliations
Monthly book closing
Financial statements
MIS & management reports
Fixed asset register
Audit support
Cloud accounting
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Outsourcing to a CA firm ensures records are maintained to professional standards, reducing audit risk and saving significant management time. Our team brings regulatory awareness that an in-house bookkeeper typically lacks.
We work with Tally, Zoho Books, QuickBooks, Busy and other cloud platforms. We adapt to your existing setup or recommend the best fit for your business size and industry.
Yes. One of our partners actively reviews all client accounting work. Partner-led attention on every engagement — not just at filing time — is our core commitment.

Virtual CFO & Management Finance

Senior-level finance leadership without a full-time CFO salary. We partner with promoters and management teams to build financial discipline, improve reporting and drive better business decisions.

Financial planning & budgeting
Cash flow management
Working capital review
Monthly MIS & dashboards
Fund planning & banking
Internal control setup
KPI tracking
Board reporting
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Startups, SMEs and growing businesses that need strategic financial guidance but aren't yet at a scale to justify a full-time CFO. A Virtual CFO delivers the same strategic value at a fraction of the cost.
Yes. We provide fundraising documentation, financial projections, investor due diligence support and can participate in investor conversations to provide financial credibility to your round.

Audit & Assurance

Comprehensive audit coverage — statutory, internal, management and special-purpose. Our approach goes beyond compliance to identify process gaps, control weaknesses and areas for business improvement.

Statutory audit
Tax audit (3CD)
Internal audit
GST audit & review
Management audit
Compliance audit
Internal financial controls
Certification work
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All companies under Companies Act 2013 require statutory audit regardless of size. For LLPs and firms, thresholds apply. We can quickly advise on your specific obligation.
Internal audit is your business's early warning system — identifying control weaknesses, fraud risks and process inefficiencies before they escalate. Invaluable for businesses scaling with discipline.

Income Tax Advisory & Compliance

Complete income tax support across advisory, compliance, litigation and representation. With increasing digitisation and scrutiny, you need a team that stays ahead of the evolving tax landscape.

ITR filing
Tax audit report (3CD)
Advance tax computation
TDS & TCS compliance
Tax notice handling
Assessment proceedings
Appeal support
NRI & expatriate tax
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Do not ignore it. Contact us immediately. Most notices require a timely, well-drafted response with supporting documentation. We handle the full process from understanding the notice to representation before authorities.
Yes. Complete TDS compliance — deduction computation, deposit, quarterly filing (24Q, 26Q), corrections and Form 16/16A issuance.

GST Advisory, Compliance & Litigation

India's most dynamic and document-intensive tax law. We provide complete GST support — registration through returns, refunds, notices and litigation — keeping your ITC intact and returns error-free.

GST registration
Monthly returns (GSTR-1, 3B)
Annual return & reconciliation
ITC review & optimisation
E-way bill & e-invoicing
GST refund claims
GST notice replies
Departmental representation
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Common errors: mismatched ITC claims, wrong HSN codes, incorrect place of supply, missed reverse charge, and delayed filing. Our proactive approach prevents these before they become penalties.
Yes. We analyse your ITC position, identify wrongly blocked or lapsed credits, and file appropriate applications or representations to recover eligible input tax credit.

International Tax, Transfer Pricing & FEMA

Cross-border tax and regulatory compliance for businesses with international operations. FEMA, RBI reporting and transfer pricing handled with precision and deep regulatory knowledge.

Transfer pricing docs
Safe Harbour compliance
DTAA advisory
FEMA compliance
RBI & FDI/ODI reporting
Inward remittance
Form 15CA / 15CB
NRI & expat tax
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TP documentation in India is mandatory when aggregate international transactions exceed ₹1 crore. A formal TP report and CA-certified Form 3CEB must be filed with the income tax return.
FDI must be reported via Form FC-GPR within 30 days of issuing shares. Additional: FLA returns, share valuation certificates and pricing guidelines. We manage the end-to-end process.

Corporate Law & Secretarial Support

Company law and ROC compliance through our qualified Company Secretary associate network — from incorporation through annual filings, corporate governance and MCA compliance.

Company & LLP incorporation
Annual ROC filings
Board & AGM documentation
Director appointment filings
Capital restructuring
Share allotment
MCA filings
Statutory register maintenance
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Key filings: AOC-4 (financial statements), MGT-7A (annual return), ADT-1 (auditor appointment), DIR-3 KYC for directors. Delays attract significant penalties. We maintain a compliance calendar for every client.
Yes. Authorised capital increase, share allotments, transfer of shares and related MCA filings — coordinating across legal, tax and secretarial dimensions.

STPI, SEZ & Export Compliance

Specialised compliance for technology companies and software exporters — including Softex filings, e-BRC tracking and performance reporting under STPI and SEZ frameworks.

Softex form filing
e-BRC collection & tracking
Monthly/quarterly reports
Export documentation
STPI compliance advisory
Coordination with bankers
SEZ compliance advisory
Regulatory filing assistance
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Softex is a mandatory declaration filed with STPI for software/IT services exported without physical media. Timely filing is essential for e-BRC receipt and GST refund eligibility.
Bank Realisation Certificates confirm receipt of foreign exchange and are crucial for GST refund claims, FEMA compliance and STPI reporting. We track and reconcile e-BRCs systematically.

Startup & Business Advisory

From idea to scale — we partner with founders at every stage of the business lifecycle, providing the financial structure and compliance backbone that lets you focus on growth.

Business setup advisory
Entity structuring
Accounting framework setup
Compliance roadmap
Fundraising documentation
Investor due diligence
Financial projections
Startup tax advisory
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Depends on fundraising plans, tax efficiency goals, liability needs and founders. Private Limited is preferred for VC-backed startups; LLPs work for professional services. We guide based on your specific situation.
From Day 1. Missing early filings creates compounding penalties and due diligence problems before fundraise. We build a clean compliance foundation from incorporation so financials are investor-ready.

Transaction Support, Valuation & Due Diligence

Transaction support for acquisitions, investments and fundraising — ensuring every deal is backed by sound financial analysis and regulatory clarity before you commit.

Financial due diligence
Tax due diligence
Business valuation
Share valuation
M&A advisory
JV advisory
Transaction structuring
Bank finance documentation
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We analyse financial statements, cash flows, working capital, debt structure, contingent liabilities and quality of earnings — identifying red flags and providing a clear picture of the business's true financial position.
Under FEMA and Income Tax, share valuations for FDI, buy-backs and ESOPs must be certified by a CA using prescribed methods. We provide FEMA/IT-compliant certificates using DCF, NAV and other approaches.

Payroll, Labour & Allied Compliance

Complete payroll processing and labour compliance — from salary structuring and TDS to PF, ESI and professional tax — ensuring workforce obligations are met accurately and on time.

Payroll computation
Salary structuring
TDS on salary
Professional tax
PF & ESI coordination
Form 16 issuance
Employee reimbursement review
HR policy documentation
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Yes. Well-structured CTC with appropriate allowances and reimbursements can significantly reduce tax outgo without increasing cost to company. We design structures that are tax-efficient and compliant.
PF by 15th of following month, ESI by 15th. Late payment attracts interest. We track deadlines and ensure timely deposit for every client.

Regulatory Advisory & Representation

Expert support responding to notices and proceedings from GST, Income Tax, TDS, FEMA and corporate law authorities — turning regulatory challenges into managed, resolved outcomes.

Notice replies
Reconciliation preparation
Tax authority representation
Assessment proceedings
Appeal support
GST, IT, TDS & FEMA
Bank & authority coordination
Documentation & risk advisory
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We understand the notice type, review the underlying issue, prepare a detailed reply with supporting documents and represent you before the officer. Most notices resolve at the adjudication stage with the right response.
Yes. We prepare and file appeals before CIT(A)/NFAC and ITAT, prepare grounds of appeal, compile paper books and represent clients in hearings.
Who We Are

Built on 15 Years of Trusted Practice

Raj Malaya & Associates is a firm of Chartered Accountants based in Bengaluru, established in 2009 and registered with the Institute of Chartered Accountants of India under Firm Registration No. 012272S.

Over 15 years, we have grown as a professionally managed, service-oriented and knowledge-driven practice — providing audit, taxation, finance, accounting, regulatory and advisory services to businesses across India.

"We focus on what is right, not merely what is easy."

We position ourselves not merely as compliance consultants, but as long-term professional partners who help clients build stronger financial systems, avoid regulatory surprises and make informed business decisions.

📩 Get in Touch📞 Call Nowarjun@rmaca.in
Senior Partner
CA Malaya Kumar Panda
Audit, Taxation & Advisory

Deep expertise in audit, taxation, accounting and regulatory matters. Provides strategic direction, technical supervision and senior-level review across all client engagements.

Partner
CA Arjun G
Tax, GST & Client Advisory

Leads client-facing advisory, tax, GST, outsourced finance and compliance engagements. Works closely with entrepreneurs and finance teams to design practical solutions for business and regulatory matters.

40+
Years of Combined Professional Experience
Our Edge

What Makes Us Different

🎯
Partner-Led Attention

Partners remain actively involved in every engagement. Every client matter receives direct partner supervision, review and accountability — not just at filing time.

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Practical Business Advice

Advice that is technically correct, practically implementable and commercially sensible — not textbook answers that don't translate to the real world.

Compliance + Advisory

We don't restrict ourselves to return filing. We identify risks, improve processes and help clients make informed decisions — turning compliance into a business advantage.

☁️
Technology-Enabled

Cloud accounting, workflow tools and automation wherever possible — improving transparency, speed and documentation quality for every engagement.

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Strong Documentation Culture

Documentation is the difference between compliance comfort and litigation risk. We build strong records and audit-ready systems for every client.

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Multi-Disciplinary Support

CAs, Company Secretaries, Cost Accountants and banking professionals — coordinated support across all disciplines under one professional framework.

How We Work

Our Engagement Process

A structured, transparent approach that puts your business interests at the centre of every engagement.

01
Initial Consultation

We begin with a thorough understanding of your business, existing financial systems, compliance status and objectives. No cookie-cutter solutions — every engagement starts with listening.

02
Scope & Engagement Design

We define a clear scope of work, timelines and deliverables — with transparent communication on what's included. Your engagement is designed around your specific requirements.

03
Partner-Supervised Execution

Work is executed by our qualified team with direct partner supervision and review. Technology tools ensure documentation quality and deadlines are never missed.

04
Proactive Communication

You hear from us before deadlines, before notices, whenever there's something you need to know. We stay connected, updated and proactive — never reactive.

05
Long-Term Partnership

We aim to be the professional team you rely on for years — growing with your business, adapting to regulatory changes and continuously strengthening your financial systems.

Industries We Serve

Sectors We Serve —
Not Limited To

ManufacturingIT & ITESSoftware & TechnologyTextiles & GarmentsReal Estate & ConstructionFood & BeveragesRetail & E-CommerceTrading & DistributionMerchant ExportersFinancial ServicesEducationHealthcareAgritechLeisure & EntertainmentMedia & PublicationsEvent ManagementNon-Profit OrganisationsFamily BusinessesStartupsMultinational Companies
Get in Touch

Let's Talk Business

Reach out for a no-obligation consultation. We'll understand your requirements and tell you exactly how we can help.

📞
Phone / WhatsApp
CA Arjun G
✉️
📍
Principal Office
No. 91, III Cross
Srirampuram, Bengaluru – 560 021
🏛️
ICAI Registration
Firm Reg. No. 012272S
Established 2009
Core Areas
Audit · Tax · GST · Accounting · Virtual CFO · Compliance · Corporate Law · FEMA · STPI · Advisory · Transaction Support

Send Us a Message

We respond within 24 hours on business days.

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